No More Bad Bills

An Explanation Of The Automatic Stay In Bankruptcy Cases

One of the top things that lead people to consider bankruptcy is creditor harassment. The phone keeps ringing with calls from creditors wanting money. Unfortunately, when you have no money to pay your bills, your creditors will not be happy. If you are in this position, filing for bankruptcy can bring some relief through the automatic stay. Here is an explanation of what this is and how it works in a bankruptcy case. Read More 

Filing For Chapter 7 Bankruptcy? What To Know About Hiring An Attorney

While you may not want to file for personal bankruptcy, if you are in a significant amount of debt and have no way to pay it off, it may be your best option. Many who file for bankruptcy end up filing for Chapter 7 bankruptcy. Often a Chapter 7 filing is the best option if you are looking to get back on track financially. However, to ensure that your filing is successful, you will likely want to hire an attorney. Read More 

What Should You Expect During A Chapter 7 Bankruptcy Case?

Using bankruptcy is one solution you can turn to when you need relief from your debt, but you might not know what to expect when using it for the first time. A bankruptcy attorney can help you learn what to expect when filing for bankruptcy, and the first thing they will do is help you choose a branch. If Chapter 7 is the best option for your situation, you might want to know several things before filing. Read More 

Don’t Let Your Creditor’s Meeting Turn Ugly

All chapter 7 bankruptcy filers will attend a creditor's meeting. This meeting is normally quick and easy for most filers and very few creditors will appear to challenge any aspect of the filing. Some filers who try to file bankruptcy without the help of a lawyer may end up with repercussions after what should be a routine appearance, though. Read on and learn more about what could happen to filers who don't understand the bankruptcy code. Read More 

Why You Need Debt Consolidation Bankruptcy

Debt consolidation is when all of your outstanding loans and debts are combined so you can pay back one payment rather than several to all of your creditors. The amount you pay is usually less than what you were paying to all of your creditors. A debt consolidation bankruptcy works the same way, although your debts are paid back through a bankruptcy trustee and your debts are paid back over a period of time depending on the amount of debt you have. Read More