Ray Knight

What Should You Expect During A Chapter 7 Bankruptcy Case?

Using bankruptcy is one solution you can turn to when you need relief from your debt, but you might not know what to expect when using it for the first time. A bankruptcy attorney can help you learn what to expect when filing for bankruptcy, and the first thing they will do is help you choose a branch. If Chapter 7 is the best option for your situation, you might want to know several things before filing. Read More 

Don’t Let Your Creditor’s Meeting Turn Ugly

All chapter 7 bankruptcy filers will attend a creditor's meeting. This meeting is normally quick and easy for most filers and very few creditors will appear to challenge any aspect of the filing. Some filers who try to file bankruptcy without the help of a lawyer may end up with repercussions after what should be a routine appearance, though. Read on and learn more about what could happen to filers who don't understand the bankruptcy code. Read More 

Why You Need Debt Consolidation Bankruptcy

Debt consolidation is when all of your outstanding loans and debts are combined so you can pay back one payment rather than several to all of your creditors. The amount you pay is usually less than what you were paying to all of your creditors. A debt consolidation bankruptcy works the same way, although your debts are paid back through a bankruptcy trustee and your debts are paid back over a period of time depending on the amount of debt you have. Read More 

What Are The Risks Of Filing For Bankruptcy?

People often worry about how risky it may be to file for bankruptcy. Fortunately, every bankruptcy attorney in America will tell you that the risks are low as long as you're not engaged in willful fraud. Still, it's a good idea to understand what you might be up against. A bankruptcy lawyer will tell their clients to be aware of the following four potential risks. Fraud This is by far the worst risk in terms of consequences, even though the probability of a fraud allegation is close to zero as long as a petitioner plays it straight. Read More 

2 Things About Auto Accidents With Uninsured Drivers

Were you recently injured in an auto accident by a driver that did not have auto insurance, and now wondering how you are going to get your compensation? If so, it helps to know the following things.  Don't Believe The Responsible Driver The way that most auto accidents work is that the injured person will use the responsible person's insurance policy to receive money to cover the medical bills and other expenses. Read More